Under New Healthcare Law, Here’s What You Need to Know

House Energy and Commerce Committee Chairman Rep. Fred Upton, R-Mich., which has responsibility over matters relating to healthcare, speaks about President Obama's health care law after Republican lawmakers met at the Republican National Committee headquarters in Washington, Wednesday, Nov. 13, 2013. Upton has proposed a bill that would allow insurers to keep selling insurance that doesn't offer the type of benefits required by Obama's health care law. (AP Photo/Charles Dharapak)

The American Healthcare Act, surely, could have been better.   Now that the healthcare act has passed its first major hurdle, criticism,  runs deep.   We’ve spent hours analyzing the amendment package released Wednesday night; the bill itself, and other appropriate document files provided to The Daily News by Washington figure heads.


The Upton Amendment.

The Upton Amendment proposes that some $8billion be  provided to states (for example) with people who fall into (let’s call it for purposes of this article) Healthcare Class B.   People in Healthcare Class B essentially who let their healthcare lapse for 63 calendar days or more, would by all accounts, have to pay much higher premiums than normal due to the lapse.

In the opening passage of the Upton Amendment “Financial assistance as required to states with financial hardships” a one-liner in reference  to the reported “waiver system” that would be granted to states and insurance companies seeking waivers to upcharge people with pre-existing conditions.

Some Senators have barked at the idea that $8billion in funding for such a measure  seems laughable”.  Perhaps, uh, considering that the costs of the American Healthcare Act from a citizen perspective are sure to skyrocket using the provisions;  amendments,  and rules laid out heavily in the AHCA.

Directly from the Upton Amendment, which can be found in our previously published article.

As such States for the purpose

13 of providing assistance to reduce premiums or other out-

14 of-pocket costs of individuals who are subject to an in-

15 crease in the monthly premium rate for health insurance

16 coverage as a result of such waiver.

Certainly a form of a  “penalty” in the form of a carefully cloaked healthcare bill  that alike Obamacare (in a way) punishes people who can’t afford or otherwise wouldn’t have healthcare.

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Pre-Existing Conditions

Since the passing of the first hurdle, uh, there has been severe confusion over “Pre-Existing Conditions” and its pending coverage over the proposed healthcare change in the United States.   Let’s explain.

Under the proposed law, in a sense, pre-existing conditions would still be covered but not like they  are under Obamacare. Under Obamacare, in multiple ways,  pre-existing conditions have been covered since the enactment of the law and generally (for the most part, not always) have kept healthcare.

Under the new law,  those with pre-existing conditions would be (at the discretion of the insurer)   liable  to be up-charged on pre-existing conditions due to their “health status”.    Among the most discussed pre-existing conditions that people have discovered would be altered:

  • Pregnancy
  • Sexual Assault / Rape.
  • Cancer
  • Any form of an injury

Those are just some of the examples.  As pointed out by New York Magazine, the particular one rape, has caused much discussion and outrage.    Particularly because it comes in a healthcare bill that demonizes victims at the hands of a party who has been on a full-scale assault on women for years.  (Remember,  Todd Akin, need not say more).

The MacArthur Amendment

The unpopular amendment reportedly opens the door for insurers to “discriminate” (we’re still not sure if that’s the correct word)  against those with “lengthy medical histories”.    The amendment appears to be where the “waiver system”  was actually born, although, the existence of a waiver system and “any discrimination by insurers against those with health problems” has been staunchly denied by the President.

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Also in the mix: depression; c-sections,  mammograms, and gynecology services for women.


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