These days you've probably heard of apps like Klarna; Affirm, Quadpay and so on. When they first came out the apps were limited to a small number of stores but now largely can be used virtually anywhere. Affirm is probably the most glamorous of the apps simply because it generally gives you far larger limits than the others, though Klarna and Quadpay are quicker and more efficient for smaller purchases.
Most of these shopping apps work pretty much the same way even if a store doesn't directly partner with them. The only one that a store has to partner with for it to work is actually Afterpay.
Superjeweler a Manhattan jewelry store does not directly partner with the app, but using their virtual card on Affirm, one can actually purchase from them.
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