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Tag: Credit

3 Ways That Bad Credit Can Impact Your Life
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3 Ways That Bad Credit Can Impact Your Life

Your credit score is a three-digit number that is between 301 and 850. This number is important because it represents your credit history. Lenders use it to check on how trustworthy you are and know how you’ll handle their credit line on the basis of your financial history. Photo Credit: Credit.com  Your credit score greatly affects your financial and personal life. Here are 3 ways that bad credit can impact your life:    You Attract High Rates And Huge Restrictions On Loans With bad credit, getting a loan is a hustle all by itself and if you do get one, you are subjected to high-interest rates coupled with restrictive terms. Lenders are cautious when dealing with bad credit clients. The effect of higher rates and huge restrictions can really hurt your bank accou...
Here’s how to take control of your credit
Your take?

Here’s how to take control of your credit

In an America where it is becoming increasingly difficult to maintain a credit history, whether its due to a thin file or refusal to report good payment history to the bureaus,   there's no denying that it almost seems impossible to get or catch a break in a credit driven world. There's where (PRBC.COM) comes in. Pay Rent Build Credit is a lesser known credit reporting bureau that manages credit reports; provides scores, and  has one substantial different from others.   You assume the responsibility for taking control of your payments, and, making sure on time payments are verified and delivered to PRBC to show your payment history. I recently decided to join PRBC (it's free, by the way)  to see what it was about. About a month ago, I joined Verizon Wireless thinking that it would he...
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